Frugal Living Tips – A Beginner’s Guide to a Simple Lifestyle
More and more people are looking for a beginner’s guide to frugal living as they face tough economic conditions, or from their desire to have a more positive personal impact on our planet. For those just starting out, learning to live a simple lifestyle may prove challenging. It may be rough going at first, but eventually you will get the hang of it.
Frugal doesn’t necessarily mean cheap – at least not the way it was thought of years ago. It simply means living within one’s means and not going overboard. It is about setting a personal gauge as to when enough is enough and using this as a benchmark or foundation from which to make decisions.
Living a frugal life allows you to save money for important things such as a child’s college education, or health care, or getting through hard times.
Being frugal offers a valuable lesson to children by showing them that one can live a modest lifestyle and still come out ahead. It teaches children the value of a dollar and, by witnessing how mom and dad conduct the financial area of their lives, sets an example that the children will utilize in their adult years.
Sometimes it’s the lessons of the past that come back to remind us of just how lucky we are. Our parents made purchases with cash only, rarely had debt, and certainly never used credit cards. If you think back to your childhood, you can probably remember instances where your parents didn’t buy anything unless they could afford it.
It seems we have come full circle. As adults and parents, we too are finding alternative ways to save money. You can label it any word you desire, but the bottom line is that family is important. We will do whatever we can to make our loved ones comfortable. We will feed them, clothe them, and keep them healthy and happy. That’s all that matters.
When frugal living tips are applied to your life as part of an overall plan, tremendous growth and change is possible. Frugality combined with sound personal finance basics and personal growth principles can propel your life forward and help you achieve financial independence. More and more people are choosing to adopt a frugal lifestyle more in harmony with their personal values and as part of living a more balanced life.