Archive | Make Money Online

Memberships To Save Money: Save Money Like A Pro

Saving money is making money! However, you simply can’t save your way to riches. So, it’s important to save money and earn money at the same time! There’s plenty of ways to do both of those wisely but this article is just going to be about saving money! I will cover the earning a substantial amount of income easily portion another time.

There’s a plethora of ways you can save money! My personal favorite is memberships! So, what are some good memberships to begin saving a substantial amount of money each year? I will list 3 awesome membership types below but first I am going to list a few features or benefits that you should look for before purchasing a saving money membership.

Features And Benefits

  1. Variety – You should look for a membership that can save you money on a wide list of things. You don’t want to invest in a membership that allows you to save money on just one thing unless you purchase that one thing religiously, such as gasoline! Look for a membership that will allow you to save on almost anything that you use on a daily basis.
  2. Big Savings – Once again, you can’t save your way to the top. So look for a membership that has big savings! It’s very possible for you to save thousands of dollars each year, so don’t settle with a membership that only saves you hundreds each year!
  3. Return – Any membership you get will likely cost money! You don’t want to invest money into a membership that will never reward you back what you had paid or are paying! Make sure to calculate the numbers and see if the membership you’re looking into will give you a return on your investment!

Awesome Memberships

  1. Warehouse Memberships – Why would you buy a small package of toilet paper if you can get a large package of the same brand for the same price as the small? Buy in bulk with a warehouse membership! Yes, most of these memberships require an annual fee but that’s for you to decide if you’re saving enough money each year to balance it out! If you are single and live alone with no kids, you probably don’t need this membership. However, if you are married with 3 kids you most definitely should consider and look into getting one of these memberships!
  2. Grocery Memberships – I can only assume that most people purchase groceries on a regular basis. Look for a membership that allows you to save a good portion of money on all of those groceries! This is probably one of the best memberships you can purchase! If you buy food, this membership is for you!
  3. Fitness Memberships – This is a good membership for anybody! Even if you aren’t currently active physically, there’s a good chance someday that you will be! It’s never too late to start! You can look for a gym membership in which will save you money or even for one to do yoga or play basketball on a team. There’s a ton of possibilities when it comes to this type of membership so be sure to search around and find one that works for you!

Posted in Make Money Online0 Comments

Do You Have Small, Tiny Red Bugs in Your Bathroom?

Although there are several possibilities, the potential of a stored product pest infestation should not be overlooked- in particular, the presence of flour beetles.

The confused flour beetle and the red flour beetle look very similar in appearance. The best way to distinguish the two is by examining their antennae. The RFB’s antennae take on a clubbed shape with three segments at the end, while the CFB’s antennae gradually enlarge towards the tip, ending in a four-segmented club.

Another difference between the two beetles is that the RFB (primarily found in southern states) is a strong flier, while the CFB (primarily a northern pest) does not fly.

As adults, both beetles have shiny, reddish brown bodies that are about 1/8 inch long, flattened, and oval. They have a very wide food range including flour, rice, cereals, grains, spices, grain products, shelled nuts, dried fruit, chocolate, beans and other similar materials.

Average life span of both the confused and red flour beetle is between 1 and 3.5 years. They have four life cycle stages, which include the egg, larvae, pupae and adult. It’s important to note that all four stages of the life cycle may be found in infested grain products at the same time.

When female beetles of either species lay their small, white eggs, they do so in flour or other food material. The eggs, which are coated with a sticky secretion, become covered with the product and easily stick to the sides of sacks, boxes, and other containers.

In the larvae stage, both species are small, slender, and worm-like in appearance. When fully grown, the larva is 3/16 inch long and white, tinged with yellow.

As confused flour and red flour beetles transform into a small pupa, they gradually change from white, to yellow, and then brown. Shortly after turning brown in color, they transform into an adult beetle.

So now that we’ve identified the pest, the next question is:

Why is a pest that feeds on flour, rice, and other grain products in my bathroom instead of my kitchen?

The answer to the above question is very easy- you have a food source in your bathroom.

To eliminate the pest problem, you just have to remove the food source. Thoroughly inspect your cabinets, drawers, and closets for rodent poisons, septic system treatments (powder or flake form), hidden pet treats, rice bag heating pads, prescription drugs, etc. It can be a frustrating task, but with a little persistence, you should be able to locate the source of your problem.

Happy Hunting!

Posted in Make Money Online0 Comments

Things You Need To Know If You Are Taking Up Organic Gardening

Organic gardening is very popular these days but many people are afraid to dip their toes into it. The thought of starting a garden can be intimidating for many people, due to the fact that it is not something a lot of people are familiar with, and it does seem complicated. Read through this article and you can gain better insight on what it takes to start and grow your own organic garden; it’s not as hard as it may seem.

Avoid rose mildew. This fungus affects many types of roses, especially in wet weather, when days are warm and nights are cold. Small gray or white spots will appear on the plant, forming a felt-like down. Shoot tips are killed and buds fail to open. Don’t plant roses close together – they need good air circulation to avoid mildew. Spray any affected plants with fungicidal soap.

Key to any garden activity is using the right tools. While having a shovel is essential, so are other tools that work best with your garden size. For smaller gardens, short handled tools work best, for larger gardens longer handled hoes and spades work better. Make sure you keep a sharp edge on your tools for easier work.

You can test the viability of your seeds by soaking them overnight. Drop them into a container of water and keep them in a dark place for a day. Check the location of the seeds. If they sank to the bottom, they are usable. If they float the top, they may be dead.

Add some earthworms into your garden soil. Earthworms are great in tunneling and loosening up the soil, giving the roots of your plants plenty of air space. They help make soil that is rich in nutrients by breaking down dead plant materials. Earthworms are a much better solution for your garden than commercial fertilizers.

There are several all-natural ways to keep pests out of your garden, including certain plants. Slugs who want to enter a vegetable garden, for example, can be repelled by a simple border of marigolds and onions. Wood ash used as mulch helps repel pests as well when around shrubs and trees. These methods are environmentally-friendly and mean you do not have to resort to harsh chemicals.

Once you understand and begin utilizing the tips you have read, the thought of working on your own organic garden should not seem intimidating at all. It is relatively easy to have an organic garden, that you can show off with pride. Soon you can have fresh, environmentally-friendly fruits and vegetables on your table.

Posted in Make Money Online0 Comments

Training Like a Manual Laborer

Being a laborer for over 30 years and training for the same amount of time I have a different outlook on training. For years I earned and still do earn a living with my physical and mental toughness. I have to keep myself in shape to continue to feed my family. In 30 plus years doing manual labor I have never hurt my back or ever missed work because of injury on the job.

I don’t always lift with my legs, and never look or worry about form I just do my job. I bend, I twist, I climb, I lift and carry all day long.

It is rare for someone to go and work as many years I have and throw in years of training and not have the body already broke down. One thing is I take care of myself, I eat well and I have a different mindset then most men doing labor work.

I hear it all the time on sites about bad backs, and I’m getting old ( Most are younger than me) I can’t lift things like that anymore. Why is it these guys continue to do a job they physically struggle to do?

The reason is because for years they have heard from others just like them that when you get older you can’t do the same things you once did. Bullshit! At some point you will probably have a decline but these guys just listen to all before them. I have heard it for years, wait til your my age and I have been hearing this since I was 18 I don’t hear it much anymore because of my age.

I get tired of people who will chime in tell you how “They know a guy” or ” My Dad” or My Grand dad” there will always be exceptions but don’t include me in the general labor population, because I do not follow the standards of the basic man.

I decide how things will go, not history. People hate that I act like this and can care less and I am living proof so until someone can prove me wrong I will continue to train like I always have. Training to win in life, training for honor, training for survival is the reason I continue to push my mind and body. The minute we decide we no longer need an advantage is when we will start to lose our edge. Once you feel it no longer matters you are right, you have already lost the edge!

Posted in Make Money Online0 Comments

How to Get a Mortgage Being Self-Employed

A step by step guide

It is not very difficult to get a Mortgage if you are self-employed. However, a popular misconception that self-employed applicants have is that they will be unable to get a mortgage or that they are only eligible for a subprime mortgage. It is true that the self-certification mortgages are no longer on the market but for self-employed people, the mortgage market is as open to them as it is to anyone else.

Lenders are very open to self-employed applicants, and if you use a mortgage broker, you will obtain all the information and advice needed to help an independent applicant in the mortgage process.

I have listed out a step by step guide on the process to enable you to get the best mortgage for your particular needs.

Get your accounts in order

Most lenders are happy to give mortgages to self-employed people who have been trading for at least three years and have two years accounts or self-assessment tax returns available. However, if you are unable to get three years accounts you may still be able to get a mortgage.

Speak to an accountant

Lenders prefer borrowers to employ an accountant to prepare self-employed workers’ accounts. Some lenders state the accountant must be certified or chartered – so bear this in mind when choosing one.

Make sure your credit is good

Make sure your credit is good and that you are permissible to be lent to. Determine how much you can afford and put your finances in place to allow you to get the maximum lend.

Understand your SA302

An SA302 or a self-assessment tax return is the equivalent of a P60 for an employed applicant. It provides the yearly income of the applicant. Since 2012, self-employed applicants are being asked for SA302’s by nearly all Mortgage Lenders. SA302’s provide lenders with a strong indicator of the affordability of a mortgage that is to be offered to the applicant or borrower. Speak to your accountant to obtain your SA302’s.

Shop around for the best deal

Make sure you shop around and find the right area and property that you will be happy with. This is an important decision and will probably be the biggest investment you make. You will want to make sure you get the right home, as moving homes due to being unhappy with the property you have chosen can be an expensive process.

Find a good Mortgage broker

A Mortgage company should ensure that their clients should get the right mortgage product that suits their individual needs. Moreover, all of the mortgage broker agencies should work with a strict set of values which revolve around the policy of treating customers fairly.

Posted in Make Money Online0 Comments

Logo Designing Is The First Step To Create A Dynamic Website Design

When it comes to the website designing it is important to pay attention to the design of the logo that should be consistent along all the platform, formats, and treatment. The web designers have the diverse knowledge to take the design challenges on their own using Photoshop. Hence, hiring a professional web designer plays a vital role in this. You can start with the initial design and a designer can help you to intensify the results even better. If you have particular choice for design, color, and font just go for it. But before you start off, these are the little known points you should know to make your logo looking awesome.

Size Matters – You have to upload your logo to the multiple platforms so instead of resizing it, you should save it in different sizes and use it whenever you need on various platforms.

Here Is The Logo Size Guide You Should Mind So You Can Use Them Anytime –

  • A square logo with size 200×200 (For social media accounts)
  • A square logo with size 400×400 (For social media accounts)
  • A logo in the original format with the width of 250 cm
  • One logo in original format at 800 widths
  • Original format logo at 500 wide

Choice Of Color – The color determines the overall look and is chosen once you have finalized the design. You can ask for the color variations depending on the backdrops where you are pasting the logo.

For The Different Purposes, You Should Consider Changing The Color Of The Logo –

  • Before the variations, keep an original one
  • A solid logo in the one of the company color
  • A black version with white or no background
  • An all white version with black or no background

Layout Of The Logo – The file type also matters as it is used in different platforms in many ways. So it is an elite choice to save the logo in different formats as to keep it accessible and handy whenever you need it.

Different File Types To Save In –

  • JPG – It is the most used type throughout all the online platforms. It has a background in some color of your choice.
  • PNG – It is the largest of the type but it doesn’t support some of the older versions. It is used to keep the crisp alive without any background in it.
  • GIF – It is an image supporting the movement like a short looping movie without any sound.

Posted in Make Money Online0 Comments

Advantages of Collecting Rent Online

Due to very fast Wi-Fi and mobile apps available these days, people can go online to pay their bills and schedule their appointments. Renters also use such technology to pay on time and manage their funds. Handling payments from wherever you are (with no annoying paper checks) is the new standard. So, property owners like you should consider accepting online rent payment. It is beneficial to both your business and renters – it saves time, reduces costs, improves cash flow and is more convenient. There are five major advantages your property management business could profit from in letting your residents pay their rent online. Let’s see:

Reasons for Collecting Rent Online

Controls management costs

Collecting rent online reduces property management expenses. This allows you to cut down on operation costs, and lets property management fees remain low, which is definitely an advantage for property owners.

Improves customer service

Instead of collecting and processing paper checks, your team can spend more time focusing on their marketing efforts and improving the relations with the residents.

Lessens past due accounts

Since there are different online payment options – such as PaypPal, eCheck and credit card – there will be a considerable reduction in late payments. In addition, mobile alerts that remind the residents that the rent is due, or when the due date is drawing near, usually prompts an immediate payment when your system is mobile device optimized.

Adds more security

Paying rent online gets rid of the risks involved with cash payments. Moreover, your insurance company is more likely to reduce your coverage when you do not maintain cash on-site.

Makes dispute resolutions easier and makes an audit track

Online rent payments generate a digital paper trail. If ever a resident claims that he/she paid online, you can check the system at once to confirm or refute the claim. With a fully incorporated property management software package, you can update owner statements, evaluate late fees and automatically trail split payments. The processing of rent payments and owner disbursements are more secure since sensitive personal info is never compromised. Your accounting group can just click to get a snapshot of those who have or have not paid to allow well-informed financial resolutions.

Expectations of Residents when it comes to Online Rent Payment Portals

According to past surveys, residents often expect a lot from online payment options. Besides being accessible 24/7, they expect them to:

  • be user-friendly and simple to navigate;
  • come with itemized monthly statements that separate additional fees from services;
  • provide different payment options, such as credit and debit cards;
  • allow automated recurring payments;
  • not have any processing fees, particularly if residents are required to make online payments.

There are renters who still opt to pay their rent in the form of paper checks every first day of the month. However, in the last few years, it has been observed that more people are becoming comfortable with online transactions. In case you do not offer such options of paying rent online, perhaps it is about time to take it into consideration.

Posted in Make Money Online0 Comments

Magic Formula for Getting Funding and Partners

If you are struggling to articulate how you fit into a potential funder’s or partner’s continuum of mission or service here is a magic formula – put it in context.

In Context provides clarity, precision, transparency, understanding, proper perspective and the ability to demonstrate your place in a continuum (specifically the funder’s or partner’s continuum).

Out of Context causes ambiguity, uncertainty, vagueness, misunderstanding and the inability to illustrate your place in a continuum.

Here are the steps to invoking the magic formula:

  1. Understand that the services and programs you provide are not what is important to the funder or partner. What is important to them is the problem, need or difficulty that you can address for the population/community they are trying to help.
  2. Acquaint yourself with the mission, programs and past fundings/partnerships of your target.
  3. Be certain that you are asking for funding or asking a partner for something that actually fits into the mission or program of your target. Do not try to make desperation for operational money appear to be a funding or partnership request for a program that enhances the target’s mission. Out of Context
  4. Completely develop your program before you seek funding or partners. Include the budget and focus on Outcomes. The Outcomes should be things that easily flow into the funder’s/partner’s mission and programs. For instance: You will provide nutritional meals twice a week to 100 seniors to help your funder/partner improve the health statistics of seniors in ABC community. In Context
  5. Demonstrate how you will use measurements that are in concert with those of the funder/partner. Don’t just say you will – demonstrate how. In Context

If you do not plead your case in context with that of the target’s, you will appear, at best, to be vague, at worst, not worthy of funding or a partnership. One other benefit of proving you are in context is that you will more fully flesh out your own program or organization, which in turn leads to better results and other funding.

Now, if we could just get the rest of the people in the world to see things in context what a more harmonious world we would have. There would be less knee jerk reactions on social media. Elected officials could accomplish much more. And there would be a lot less selfies. But that’s just the researcher in me dreaming out loud.

Posted in Make Money Online0 Comments

Use Online Audio to Make a More Personal Connection

Audio can be the perfect vehicle for business owners – especially speakers, trainers, consultants, coaches and other infopreneurs – to distribute their message and promote their business. It makes a stronger connection than just written text, and it’s easier to produce than high-quality video.

In the past it was costly and difficult to provide audio online. The Internet was slow, special software was required and the quality was poor. But that’s no longer the case. Now it’s easy to deliver high quality, fast loading audio content on your website.

Why audio?

Here are some benefits of using audio on your Web site and in other ways:

  • Make a personal connection: Audio creates a more personal connection than written text, because the audience hears your voice.
  • Create an experience: You can combine music, voice, sound effects and more into a richer experience than written text.
  • Portable audio devices: People don’t have to listen at their computer, and can do it while multi-tasking.
  • Easy to create: It’s easy to record audio – all you need is a microphone.
  • Teach something: Some of your educational material might translate well to audio.
  • Take control: It’s relatively easy to record, edit and publish audio yourself.
  • Gain a competitive advantage: Despite these many advantages, most businesses are not using online audio effectively.

Why now?

Three things now make online audio feasible and attractive:

  • Better Tools: There are easy tools for you to create high-quality audio clips and publish them on the Internet. You no longer require specialized complex equipment and software.
  • Broadband Internet: The cost of broadband Internet has decreased, and more and more people now have access. In the past the problem with audio was that it took a while to download and streaming audio quality was terrible – a jerky buffered sound. Broadband has now made it possible to have high quality streaming audio and easier download of large audio files.
  • MP3 and embedded players: In the past, there were many different audio formats and players. So it was a bit “hit or miss” as to whether your users could listen to your audio clips. Now this has sorted itself out into two standards: MP3 as the de facto standard for audio files; and HTML5 or Flash as the commonly-used technology for playing audio on Web sites.

What content works best in audio?

There are many types of content you can publish – here are just a few:

  • Articles: Read your newsletter articles out loud.
  • Teleseminars: Record your teleseminars and publish the recordings.
  • Webinars: If your webinars aren’t highly visual, you can publish them as audio as well.
  • CD extracts: If you have already created CD products, convert them into downloadable MP3 files.
  • Interviews: Interview other experts, or ask them to interview you.
  • Book reviews: When you finish reading a book, record a brief book review.
  • Presentations: Record your workshops, seminars and other presentations.
  • Consulting sessions: Record private coaching, mentoring or consulting sessions.
  • Audio books: Read your book out loud to convert it into an audiobook.
  • New material: Create brand-new material!

Posted in Make Money Online0 Comments

DigiCamCash Review – Does DigiCam Cash Work?

DigiCam Cash is a program for amateur and professional photographers who wish to take their pictures and turn them to an income stream by selling their photos online. But does this guide actually work? Can you make money through it?

There is no doubt that the online photography business has opened the door to amateur photographers to turn their hobby into an extra income stream. The huge demand for pictures of any kind from webmasters, magazines, advertisers, and business owners, makes this into a huge opportunity which you can take advantage of if you have an internet connection and a digital camera. Basically, nothing else is needed … except, knowing how to make the most of this business.

This is where DigiCamCash comes in. Created by freelance photographer, Jarrod Hardcastle, DigiCam Cash reviews the various ways that you can make money just by submitting your photos to various website for a royalty whenever someone buys a downloadable copy. This turns every picture into an income stream which can potentially last for years.

Of course, not every photo you take will become a bestseller. Not by any means. However, this is exactly what Digicam Cash can teach you. When you join this recommended program you will have the support and expertise of someone who is already making money by selling his online photos and be able to learn how to duplicate their actions so that you too can make money easily.

Again, you do not need to be a professional photographer for this. You can do this easily with any good camera. Of course, you will need to work, take pictures, do a little research and so on, but what a guide like DigiCamCash does for you is shorten your learning curve so that you can start to turn this into a lucrative business that gives you money Each and every month.

If you like taking pictures, then why not make money with them in the process?

Posted in Make Money Online0 Comments

Page 30 of 422« First...1020...2829303132...405060...Last »