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5 Proven Ways of Becoming a Millionaire

Nearly every living person secretly desires to be wealthy. Some have tried and given up. Others are trying but just a few have 'made it.' How do people become filthy rich? What route did the present and past millionaires take? Is success guaranteed if you follow a proven course?

Many people have studied the rich extensively. Almost every trait, habit, mindset, ability of millionaires has been documented. And what I'm about to reveal is what I could call the scientific way of attaining wealth. Majority of millionsaires started their businesses from the ground and built them up. These are people who have a dream and constantly visualize its realization. They never rest and work to build their fortunes. If you look around you will see many people you know who have done this. You knew them when they had nothing but these days your probably even fear approaching them.

You may be thinking that they were lucky. There is no such thing in business as luck. What happens is that when you make up your mind on the direction you want to take, you coincidentally met events and people who catapult your way up. The people who use this route of entrepreneurship to gain wealth and fame are about 74%. This means that you have the best chance of becoming a millionaire if you go into business.

The second way is being a senior executive. This means joining a large corporation and working your way to the top. Senior people are paid extremely well and in some cases share the profits the corporation makes. They are often given bonuses and stock options. About 10% use this route to become wealthy. To make it to the top positions may require a minimum of education, hard work, dedication and exceptional managerial skills. If you want to use this route, then you may need to go back to school and continuously improve yourself. You may have to put up with many years of being bypassed for promotion. Your time will certainly come.

The third way which 10% of the people use is being a top notch professional. In this category you find doctors, lawyers, engineers, architects, pilots and a host of other professionals. You will need to polish your trade. Know your profession very well and establish yourself as a top expert in your niche. The top 5% of these top level experts in any field earn 10 to 20 times more than the average person in the field.

The fourth way is being a sales person or marketing consultant. About 5% of self made millionaires use this route. These people never start their businesses. Some may never have gone to college but they become very good at selling. You may have realized that most sales people earn a commission on the sales that they generate. If you generate $ 10 million in a year and get paid 5%, it's not that hard to get wealthy. I would like to say that this is the route that has the least entry level conditions. Not many companies will turn down an offer to sell there wares on commission.

The last way that people use to get wealthy is throughventions, sports, inheritances, lottery and movie stars. These people only make just about 1% of the total. However these people get the largest media attention. I think out of the skewed media reports, people have come to believe that that is the only way of getting wealthy. Whichever way you want to use to be wealthy, have two things in mind. One, be extremely good at what you do. Never allow mediocrity. Two choose something you enjoy and love.

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Cash Flow Notes Marketing Strategies – Making Money In The Cash Flow Notes Business

As a mortgage note broker you have the ability to make some great income for yourself with a home based business model. The seller finance mortgage note industry is not new and has offered many people great benefits for many years. Some will tell you it is an "easy" way to make money but lets face it, most of those "easy" options never pan out if you do not put in a lot of work to make them happen. I guess easy is often confused with simple. This is a business that is simple but it does require work. If you put forth the right effort and do it continuously then you will see a return. If you think it will be easy enough that you can do it without talking to people and without spending much time then you are just fooling yourself and wasting time.

If you understand that running any kind of business takes real work and effort and you are willing to put in that time and hard work then you can see some results for your business. What I want to discuss here are some of the techniques you can use to help you in the mortgage notes business. Just keep in mind that the details I give here are not a guarantee to easy income. As you will see through reading this article real work done consistently is required in order to make this business pay off for you.

Let's just look at some of the main techniques for finding notes to broker or buy:
* Let them come to you
* Market to those who hold notes
* Get involved at the acceptance of the note

These are the main approaches to find notes. If you want people to come to you then you will need to advertise in some way to let people know you are available. This can include creating ads in local newspapers like the free nickel type papers. It can include street signs or billboards in some areas depending on your budget and your local laws. You could advertise on the radio and even TV at times and of course you have the internet as an ever growing option. Each of these options will require time and testing to see what happens and most of them are fairly broad advertising to a general audience and waiting for responses. The internet will allow for more specific marketing if you can learn how to make it work but that course will require some learning on your part from someone who knows how to market online.

Marketing to existing note holders is the next approach. This is a more direct marketing approach, in fact it is actually referred to as direct marketing. It will generally require mailings to a list of note holders and follow up calls. Sometimes you will be able to get the phone number from your list. Typical public record lists contain phone numbers for 5% -10% of our lists depending on your criteria. Most of the data that comes from public record will not have phone numbers as part of the data and email is still not recorded in public record so you will never get email addresses for your note holders. Unfortunately "easy" generally means low results too so keep that in mind. If you did have emails for these people your results would be far lower than what you will see with more direct efforts like postcards and letters. Direct marketing will take time and numbers. It is not something that you can do easily or quickly but if you do it properly you will see the benefits from it as your business and your list grows. Market often and test different approaches in your mailings.

The last option is perhaps the best approach. This would be getting involved with the seller before the note is created. One of the obvious and huge benefits to this approach is that you will end up with an exclusive list of note holders. Well, almost exclusive. The data is still recorded but if you do things right and learn how to setup a proper contract and relationship from the start then you can have first rights to the note and you also will build a rapport with the seller which will make it easier for you To complete the deal when they are ready to sell. This approach is a more complicated approach to marketing your note business and you would need a proper guide to help you through it but it is a fantastic option.

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9 Killer Tips for Solving Kenken Puzzles

These intriguing math based puzzles are easier to solve than you might think, and they are a fun tool for sharpening mental arithmetic skills as well. Here are some great tips for those who are new to Kenken puzzles, and you’ll be familiar with the logic of most of them if you already do Sudoku puzzles.


Kenken puzzles are like Sudoku puzzles in this respect. If you make a mistake it’s never apparent straight away and when you do discover it it’s almost always impossible to retrace your steps and start again. Therefore use elimination and only fill in a number if you are 100% sure it’s correct. In the simple puzzles there is sometimes a cage with only one cell so only one number can go in. There, you’ve started.


So if, for example you are solving a 4 x 4 write the numbers 1 through to 4 somewhere near the grid. It’s good to always have the different numbers combinations and their relationships in your mind at all time. This is easier if you can see the numbers.


Kenken puzzles are also like Sudoku puzzles in that it’s a good idea to write in candidates in the cells. Candidates are lists of numbers that could go in a particular cell and they can be penciled in the corner of it. You will find that later on you will be able to narrow these down to one single candidate as you start solving.


With Kenken puzzles know that the number can only appear once in any row or column. So if you find a number it’s eliminated from both the row and column that intersects that particular cell. Numbers can be therefore eliminated from candidate lists when cells are solved using this logic.


If a row or column has only one cell left unsolved then as you cannot repeat a number there is only one number that can go in it. For example if you had a row or column of five with the numbers 2, 1, 5 and 3 already filled in then the last unfilled cell must contain a 4.


Remember that Kenken puzzles use math, and this can further eliminate candidates.

For example, if you are solving a 6 by 6 grid and you have a cage that has a sum equal to 11 then there are only two numbers that can go in, 6 and 5 so we can put them as the only candidates. Always look for cages like this where only a few numbers can go in.


Above are an example of pairs, and yet again this makes Kenken puzzles similar Sudoku ones. So, if you have two cells in a row or column where only two numbers can go, then those cells can be eliminated from other candidate lists in that row or column.


If you get stuck switch techniques, i.e. go from looking for pairs and triples to scanning. When we get stuck in puzzles it’s usually because we’ve missed something and changing approach can usually uncover something we have overlooked.


Even the best solvers get stuck once in a while. If you really are stuck save what you have done and come back to it another time. With a fresh mind you will spot something that you missed before.

Kenken puzzles are great fun so happy solving!

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Tips to Get Much Needed Advice When Times Get Rough

There must come a time in all of our lives when we need a helping hand in connection to legal issues and the like. A bankruptcy attorney or a bankruptcy lawyer will have all the tools at his disposal to walk the member of the public through paperwork and legal contracts and make sure that they do not fall foul of some rather unscrupulous people.

For example, when anyone is buying something big, like a house or motor boat, the expert will usually be on hand to make sure that all contractual rights are being observed. Signing on the bottom line without the help of a professional is tantamount to financial lunacy since the words in the contract may be very convoluted and not easily understood.

Even leases on property can have some hidden pieces of information and the expert will be needed to take the fine print into consideration. Indeed, there have been cases where the individual has signed a lease without expert help and found that they are tied into a contract for far longer than they had anticipated without a get out clause that should have been there.

House leases in particular sometimes comes with a very odd clause in that the person will have to continue paying rent for a certain period even if they have already vacated the concessions. If there is no 'notice to quit' cause in the contract they can easily end up paying rent for a property that they no longer want or need. This is where the expert comes in to take a look before any signing is done.

Even something as simple as a will, where something is to be left to a family or individual family member can bring about untold misery in the end. The Deceased may have just wanted to make sure that someone was left with something that they had treasured but if the word in the will is not just right, other people may lay claim to something that is not meant for them. There is nothing like death to bring out the greed in people so having an expert draw up the will is of utmost importance of course.

Of course, some of us may also find ourselves falling foul of the law at some stage and this too is where the professional can come in and help us through the routine of going to court to fight the case. Very often we have been subjected to some kind of undue pressure to admit that we have done something wrong but the professional will keep a close eye on the way that the case is being investigated.

Rights and privileges too must be observed so that the individual can make informed decisions about his or her own future. Whatever the problem, be it legal contracts, house purchases or even a brush with the law, the expert will have to be involved to make sure that a travesty of justice is not committed. Better safe than sorry is the best idea!

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Stick Cricket Tips to Help You Win the Game

How do you wish to play stick cricket? Do you want it be a fair game or you want to win the game, by hook or by crook? Wining is definitely important for most players involved in these matches. However, for the ones who wish to play a fair and decent game, options are available aplenty.

Stick cricket at the online gaming websites has suddenly started gaining popularity. It is because the matches are more intricate in style and timing, but the basic concept remains unchanged, cricket lovers are following this particular sport for a different feel. The stick cricket sport started out like any other online match of cricket. However, this particular online sport has used some of the best quality graphics, which have evolved over the years. There are many new challenges that the players have to face in this virtual platform, meet the requirements and come out victorious.

Stick cricket is the most interesting virtual cricketing match that can keep you hooked on for minutes and hours. The game is not only available online, but has been released for mobile applications and iPhone too. Playing this event is very simple. However, it is important to know that there are few tricks that can be used to the optimum for winning the game. Whilst it might not be very easy to play the game, as it apparently seems to be, there are many challenges to be faced.

In order to be an excellent stick cricket player, which is a game played with the stick people, you must start practicing. This is very important if you are planning to play at any of the leading matches or tournaments in times to come. Therefore, you have to hone your cricketing skills. This will also help in strengthening your weak spots, if you have any, and gradually you will also get familiarized to the different bowl styles. It also improves the timing skills that can make a lot of difference to the playing techniques and strategies.

As a player, you must also learn to maintain the line of the ball whenever you are into the in swing or out swing. You must make the shot as per the line of the ball. Do not bother about straighter drive because both the right and left shots work well.

As an experienced player you must learn that the ball should not be left. You should be able to take all possible chances so that you are able to crack the best score. Even if it is not possible to attain perfection, it would be fine. But, make it a point to have your ball, as it will finally add up to the total.

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Beginners Tips for Buying and Selling Books On Amazon

If I said that you can switch on your PC now and almost immediately grab a share of a five billion dollar business with over 35 million active customers – that’s also one of the world’s best- known brands, would you believe me? Probably not. But I have to tell you – with a bit of work and effort – you can.

Amazon’s bookselling site is one of the world’s most successful e-commerce businesses, accounting for over 5% of all online sales. And the staggering truth is that Amazon will gladly let you share in their success story. Are they crazy? No. It’s a testament to founder Jeff Bezos’s mission to be ‘the most customer-focussed business ever’. Are there any catches? Not really. Of course, nothing is ever that easy but if you know how and are determined it is an opportunity worth your serious consideration.

In this article you will discover how Amazon will help you set up your own Internet business. A business that will sell for you worldwide 24 hours a day, 365 days a year, with virtually no overheads and none of the risks or hassles normally associated with e-commerce.

Why on earth should I sell books?

Well, you don’t have to sell books. You can sell all sorts of other goods on Amazon today – including electronics and photographic equipment, music, DVD’s, videos, software, PC and video games, home and garden items and toys and games.

But books satisfy almost every requirement of the ideal mail order product. They’re compact, light and easy to ship, easy to describe, enjoy a high profit margin and a high selling price relative to their size – they have a worldwide market and are something that almost everyone buys at some time. Books are still Amazon’s core business, their biggest seller and, to cap it all, there is no better known global market for books than Amazon.

But doesn’t eBay do it better? I’m sometimes asked why anyone would prefer to sell books (or anything else) on Amazon rather than on that monster of e-commerce eBay. The answer is simple: Amazon has certain unique advantages over eBay, and for certain products it knocks its bigger brother into a cocked hat. First of all, selling on Amazon isn’t (usually) an auction. You get the selling price you want, and you don’t have to wait seven days to get it. It’s simpler and faster to list products for sale on Amazon and you don’t have keep relisting, so you can sell much more (some sellers have over a thousand product lines). Most times, it’s much cheaper to sell goods so you can sell for less yet make more. Lastly, unlike eBay Amazon’s administrative and payment systems are a breeze – when you sell a book all you need to do is post it to the buyer.

OK, there are a few snags: Amazon’s procedures and rules are a bit daunting at first. But stick with it. It all slots into place once you’re up and running. There can also be a fair bit of competition in some subject areas (more about how to outdo your competitors later).

How Amazon lets you share their success

There are actually quite a few ways you can join in Amazon’s success story. Amazon Auctions is much the same as eBay. Amazon Advantage is for authors and publishers. Amazon Alliances are special working relationships with large companies. But if you’re a private-seller-cum-small-trader or a small-mediumish sized business I think you’ll find Amazon’s Marketplace and zShops are the best ways to get involved.

Marketplace: Marketplace offers you an opportunity to sell books on the exact same page on Amazon’s website where Amazon sell the book themselves. So you get to compete with them head-on, and even get to undercut them on price (in fact you’re expected to!). Marketplace is for any new or used books, but not really rare or collectable ones. Selling prices are fixed – Marketplace isn’t an auction. You can list an unlimited number of items for free. A closing fee of 86p (on per item plus 17.25% of your sale price is charged on each sale but you don’t pay anything if your books don’t sell.

Marketplace is suitable whether you just want to make some spare cash, but also if you want to start a ‘proper’ small business.

zShops: zShops is an area of the Amazon website that enables you to sell books that are not currently being sold by Amazon. You can sell new and used books but it’s especially suitable for selling anything unusual, different, rare, collectable or valuable that might appeal to Amazon’s millions of customers. Again, zShops are not an auction and prices are fixed.

zShops is most suitable for higher-volume sellers. To sell most items at zShops you must have what is called a ‘Pro-merchant Subscription’ – more about that later. Because of it’s different charging structure zShops works out much cheaper than Marketplace for volume sellers – there’s a £28.75 monthly sub. to become a Pro-merchant but closing fees start at only 2.875% per item. (Check with Amazon for exact details as these fees are a bit complicated!)

You can operate both Marketplace and zShops, but experts I’ve talked to suggest it is better to start with Marketplace and think about getting involved in zShops later. (Although when you list items on Marketplace Amazon’s software will automatically list anything that isn’t already sold by Amazon on zShops.)

So now you’re a bookseller – what types of books sell best? You don’t really need to be interested in books to sell them successfully. Although you can sell almost any books on Amazon experienced sellers have found that certain books sell much better than others. They tell us that they have a lot of success selling books that don’t sell well on eBay. eBay is good for collectibles and very specialist or unusual books. Amazon is good for new and newish popular and other mainstream books. Many experienced sellers use both Amazon and eBay on the basis that what sells badly on one will sell well on the other!

Amazon is great for selling cheaper books – in the £7 to £20 price range. (As any eBayer will tell you, it’s tricky to make money selling cheap books there.)

Another good thing about Amazon is that the strong sellers there are books that are strong sellers everywhere else, so you don’t need to do lots of research to find good ideas. Look at Amazon’s ‘100 Hot Books’ section to find current bestsellers. You can also search for ‘Hot Books’ by subject. One slight disadvantage of using this method is that every seller wants to sell these books. You might be able to find some little-known ‘hot subjects’ by asking in bookshops and libraries as to what books are becoming popular, and then trying to second-guess the demand on Amazon.

I asked some Amazonians what sells best for them. Here’s what they said: ‘Classic fiction’, ‘famous authors’, ‘children’s books’, ‘heavily illustrated/coffee table books that are too expensive brand new’, ‘books that make good gifts’, ‘ text, academic and reference books’ and ‘books connected to TV/film’. Several also told us that hardback editions seem to sell particularly well, although most books produced today are paperback.

Good Tip: Test the market to find your own personal successes. You can afford to do this on Marketplace because no sale = no pay.

What you can’t sell? You can’t sell anything that is a copy, a free promotional version, a foreign product not licensed for sale in the UK or anything that is unsafe (unlikely to apply to books).

Finding books to resell at a profit: Once you’ve decided what sort of books to sell you’ll need to find sources of them. There are many different sources, and it’s a good idea to try them all to maximise the quantity and range of your stock.

Good Tip: Try to use sources that both are regular and repeatable, so that once you find a book that sells well you can go back and restock. You can make money selling one-time-only books but it’s far better to find a book that will sell and keep selling. Here are some sources to try:

Trade Sources. You can buy all the new books you need in the book trade either from the publishers themselves, their distributors or their wholesalers. If you want just a small number of books it’s best to go to a wholesaler as you can mix books from different publishers. A wholesaler will give you a trade discount if you tell them that you are ‘in the trade’ (which you are) – expect 30% up to 50% or more if you place a large order.

Auctions. Keep an eye out for any auctions where books make up all or part of the stock. Auction stocks can include bankrupt stocks, salvage books (not all necessarily damaged), remainder books, shop-soiled and ex-library stocks. (Check what type of books are being sold before attending an auction.) Auctions are a good source if you want to sell valuable and collectable books,

Book fairs, jumble sales, charity shops etc. These are good if you are starting in a small way, and a good source of very cheap books. (But be careful, some of the big name charity shops tend to overprice used books.) Only buy books in good condition, unless they’re unusual in some way.

Private individuals. Look in the small ads. for ‘Books for Sale’ or place a ‘Books Wanted’ ad. The main advantage of this source is that because there isn’t much of a local market for used books you can pick up books for pennies.

Remainder books. Remainder books are new books which publishers have published and which have failed to sell. So, they’re withdrawn and sold off very cheaply – often at 90% or more discount. The advantage of remainder books is that you can get job lots of hundreds or thousands. The easiest way to buy remainder books is from a specialist remainder supplier.

The disadvantage with remainder books is that if they didn’t sell well in the shops they might not sell well on Amazon either, so it’s a good idea to test them before buying a large stock. (But: Remainder books which were overpriced when new often sell very well at lower prices on Amazon.)

Lastly, don’t forget that you can also buy books for your stock on Amazon, as well as sell them there, and turn them round quickly for a profit. A word of warning though: This isn’t really for mainstream books that lots of Marketplace sellers have. It can, however, work well for rare, valuable and collectable books where another seller has priced them too cheaply and which you’re pretty sure someone else will pay a lot more for.

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Legitimate Paid Surveys – How to Identify and Find Legit Survey Sites

It’s very likely that you have learned about the opportunity to get paid for taking online surveys. However, you may not be fully convinced that this opportunity is legit. It’s good to be skeptical because if you aren’t, you’ll likely fall prey to scams who like to target gullible and naive people.

Yes, paid survey scams do exist. But not all “make money taking surveys” opportunities are scams. You can actually get paid for sharing your opinions but you could also be scammed if you are not careful.

If you are new, you may not know how to distinguish paid surveys scams from legitimate paid surveys. But luckily, you have come across this article which will give you the information you need to help you find and identify legitimate paid surveys and avoid scams.

But first, you need to understand why this opportunity is legitimate in the first place. If you don’t believe that you can actually make money taking surveys, you probably won’t even attempt to give legitimate paid surveys a try. So, let me explain why people are able to earn money taking surveys.

Why you can get paid to take surveys

Companies need consumer feedback and are more than willing to offer a monetary reward for the feedback they receive. Why would they pay for consumer feedback? Because this feedback could help them improve their product and make more money.

Once a company has collected feedback from a group of individuals through a survey, they can analyze that feedback to make changes that will make their product more beneficial and appealing – which ultimately increases the likelihood of generating better revenue for the company when their product finally hits the market.

A lot of research and development goes into many of the products you see on the market. Products aren’t just put out on the market without careful planning and market research. Millions of dollars are spent on market research every year, so it isn’t so hard to believe that someone is able to get paid for participating in market research studies.

The market research company, or survey site, is already getting paid for executing the survey and collecting feedback from those who match the survey qualifications. You can understand how they are able to pay their panelists. They are simply giving them a cut of the money they make from the companies that pay for their services.

The market research company wouldn’t do that well if they didn’t have members who would be willing to participate in surveys. A company goes to these survey sites to get quality feedback. If the survey site doesn’t have people who can participate in surveys, the company probably isn’t going to use their services.

How do market research companies get people to participate in surveys? They offer incentives which ranges from sweepstake entries to cold hard cash.`

This is how you are able to earn cash taking surveys. You take advantage of the surveys that offer cash incentives. And in order to do this, you need to sign up to legitimate survey sites that connect their members with paid survey opportunities.

How to identify legitimate paid surveys

Before you start searching for legitimate paid surveys, you need to be able to tell the difference between a legitimate survey site and one that could potentially be a scam.

Legitimate survey sites usually meet all of the following criteria:

They offer free registration

It should cost you nothing at all to join and participate on a survey site. Any site that requires you to pay a fee, either upfront or after you join, is likely to be a scam.

Never pay money to take surveys.

Legal forms are present on website

Legal forms such as “Terms & Conditions”, “Disclaimers”, and “Privacy Policy” are prominently displayed on the website. These pages can tell you a lot about a website such as how they use and protect your personal information, how they work, who’s allowed to use their site, and so on.

Disreputable sites don’t like to include these pages on their site since they are often unprofessional to begin with and they follow an unethical policy that they don’t want to disclose openly in fine print. If they did reveal their policies upfront, they would have a hard time scamming people.

They don’t make unrealistic income claims

Earn $1000 a month taking surveys! Earn $50 an hour taking surveys! Get rich taking surveys! You won’t find these kinds of claims on a legitimate paid survey site. Actually, most reputable survey sites don’t even make income claims. They just simply state that you can be rewarded for taking surveys.

They don’t send spam

Legitimate survey sites will not send you spam. The will send you survey invitations, payments, and occasional news or site updates but they won’t send you spam. If you look over a survey site’s privacy policy or FAQs page, you should be able to learn about their spam policy.

They don’t sell your information

A legitimate survey site will keep your information safe and will not sell it to third parties. If you want to learn exactly how a survey site uses your information, then review their privacy policy.

They don’t ask for sensitive information

Legitimate survey sites do not need any sensitive information from you and will not ask you for it. If a site asks for your social security number or credit card information, avoid that site at all costs. You should never supply such information to a survey site.

They provide contact information

You should be able to easily contact someone at the website if you need support or have some sort of inquiry. Legitimate survey sites always provide contact information.

They only deal with paid surveys

Sometimes, you may come across a site that says you can get paid to take surveys but once you become a member, you find out that you can also complete offers, sign up for trials, watch videos, and so on.

These types of sites are often referred to as “get paid to websites”, GPT sites for short, since they are paying members to do various things, primarily filling out offers and answering surveys.

GPT sites are often confused with paid survey sites since you can get paid to take surveys on both types of sites. It should be easy to tell how the two are different. Legitimate paid survey sites only deal with paid surveys. They don’t ask you to complete offers, sign up for trials, or do anything else besides take surveys.

In review, legitimate survey companies are free to join, include proper documentation and contact information on their website, do not make unrealistic income claims, do not abuse your personal information or ask for sensitive information, only deal with paid surveys, and they make good on their promises – if they say they will pay you to take surveys, you will get paid when you have met their payout requirements.

If you run across a site that fails to meet any of the criteria above, there is a possibility that it could be a scam and you should either avoid the site altogether or proceed with extra caution and do extra research until you have enough information to confidently judge whether or not the site is indeed a scam.

How to find legitimate paid surveys

Finding legitimate paid surveys is simple but it does take time to gather enough information to make sure that the site you are interested in joining is reputable. One reason that people buy into those fee-based membership sites that give you a list of survey companies is because the research is done for them and it saves them from having to look for sites on their own.

Do I recommend taking the easy way out and spending upwards of $50 to access one of these membership sites? No. Although it may take a bit of time to research legitimate paid surveys, it’s free and it gets easier once you are familiar with the process.

Besides, there are sites that list these types of sites free of charge. So, you won’t have to do much research in the end. But just in case you want to know how to find them on your own, here are a few tips that will help you locate legitimate survey companies.

Locating and Researching Survey Sites

Go to Google and search for a list of surveys. You can use queries such as these: “legitimate paid surveys” “list of paying survey companies” “legitimate survey sites that pay cash”.

You will come across websites that supply the information you are looking for. But since some websites can be deceitful, misleading, or unreliable, you need to make sure that you do your own research. If a websites provides you with a list of paying survey companies, research each company on that list before signing up.

To research, you can do the following:

  • Read reviews about the survey company. Google something like this: survey company + review.
  • Visit and and search for the survey company’s name.
  • Check BBB (Better Business Bureau) for complaints and ratings for the company
  • Search for recent payment proofs or signs that people are being paid by the company
  • Go to the survey website and read over their terms, privacy policy, and FAQs.
  • Visit online discussion forums that talk about paid surveys and see what, if anything, you can learn about the company based on forum member’s experiences. A simpler way to do this is to Google something like this, survey company + forum.

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Looking For Free Paid Surveys? Stop and Read This First!

There are a lot of great paid survey opportunities out there but not all of them are genuine. If you are wanting to make money with free paid surveys, you need to know how to avoid becoming prey to paid survey scams. Although a website may appear to be a free paid survey site, it may not always be genuine. So, what should you do if you are wanting to start making money with legitimate survey websites?

First, you need to understand two important things. You will not get rich taking surveys and you never have to pay anything to participate in paid market research studies.

Taking paid online surveys will not earn you enough money to quit your job and become financially free for the rest of your life. There's no such thing as getting rich from taking online surveys. So, if you see some kind of ad claiming that you can make thousands a month from taking surveys, do not take it seriously and steer clear.

Through your search for paid survey opportunities, you may come across companies promising you riches if you sign up and pay a fee to gain exclusive access to their site. Do not buy into it. Most of these sites are just databases of survey panels mixed with other scammy money-making opportunities. You'll just end up spending more and more money while not making any real money for yourself.

You also need to understand that you should never have to pay any sort of fee to take part in online surveys. It's a free opportunity to get paid for your opinions. So, if a survey site asks for any money, do not sign up with them. All legitimate survey sites offer memberships to potential panelists at no charge.

Now, sometimes, you may come across a site that does not make outrageous claims, charges you nothing to become a member, but in then end, turns out a be another paid survey scam. So, they appear to be genuine at first, but when you take a closer look, they are not. This is usually the case where the survey company does everything right until it comes time to pay its members.

To avoid these types of sites, you should always do your research and make sure that people are actually getting paid by participating on that particular survey site. Look for payment proofs, read message boards or online reviews from reputable sites, or check out the site's Facebook page if they have one. If you do this type of research prior to signing up to paid survey opportunities, you will be able to avoid many, if not all, paid survey scams.

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Money Is Not A Weapon

Life has changed so much in the past fifty years that it only stands to reason that children are parented differently as well. We are more affluent and may have a tendency to be more indulgent with our children. This is especially true when parents feel they can assuage their child's pain by offering gifts.

Life may be easier when money is plentiful, but money can also skew values ​​toward selfish overindulgence. Greed is wanting more than is useful or necessary. Greed also assumes wanting something that someone else has. While your divorce probably had nothing to do with money, it can become about greed. The irony is that when payment is bought in a financial sense, it never seems to feel like anything other than revenge. All divorced parents pay something, but that has nothing to do with money.

Money can become a symbol that attempts to pay a debt that has nothing to do with currency. When your heart was broken, you may have believed that your ex-spouse could pay you something to repay you for your emotional investment. Money then becomes a surrogate for your peace of mind. What is missing in your heart can not be replaced by money. The only way to be reimbursed for emotional heartbreak is to continue the investment in others. Closing yourself off will keep you from the relationships that will help you heal.

Dollars and sense

One predictable exit of divorce is that, at least initially, two households will need to function on money that used to run one. Deciding who has it, who describes it, and how it should be dispersed takes on a life all its own. There might be attorneys keeping their own interest in determining how financial assets should be divided. Some divorces became about hiding money, protecting self-interest, and withholding information about money. Anger about a divorce can encourage some to decide that a way to penalize an ex-spouse is to want more money.

One parent is usually writing notes that another is is cashing. The parent lending the checks may or may not feel an obligation in return for the financial support. The parent writing the checks may have to work longer hours and therefore see less of his or her children. The sense of obligation both parents feel is an indication of the value placed on each other as individuals. Some parents take money from an ex-spouse and still deprive this person of time and information regarding a child. Others withhold checks in an attempt to punish and control. Neither scenario is in a child's best interest.

Sometimes it does not add up

When one parent has decided that the other one has to provide the money needed to feed and clothe a child, then money has become a weapon that one parent uses to punish the other. The message to the child is that one parent works for money; The other spends it. When the economic situation of each parent is vastly different, money can become a source of resentment. The child will have an idea of ​​what his or her fair share is and feel cheated when money is withheld. This teachers a child nothing about love.

It does not have to be all or nothing

There is much talk today about baby boomers and the challenges of caring for elderly parents. It is more of a challenge for these adult boomers when their parents divorce and act as if the divorce will be less painful because their children are adults themselves. It also raises an interesting question about love when a couple has been married for four or five decades and then decides that there is not enough in the relationship to sustain the marriage.

Surely these couples have had difficulties in the past. The difference may lie in trying to understand regrets some people have over unrealized dreams. The marriage may become the explanation for unhappiness. Yet each member of a couple is responsible for his or her own happiness. Just as no one can "make" you angry, he or she also can not make you happy.

Give it to me

If we act frustrated when we do not get what we want, we are teaching our children to do the same. When we complain about money to our children, we are usually blaming someone for not making sure we have enough. There is nothing wrong with having nice things. There is no doubt that life is easier in some regards when money is plentiful. But if you want more money, you need to consider approaching it yourself.

When money becomes a weapon in a divorce, a child is often overindulged. Parents compete by using purchasing power to win a child's affection. The parent with less money may feel cheated. The parent with more money may use material things as a replacement for time. Children will brag about this or that new toy they have. They will look out at the world and compare their possessions with those of others. When a daughter, for example, feet cheated by a divorce and her parents are using things as a way to appease her, she will demand more and more. But worldly goods can never make up for love.

Some parents think they can ease a child's pain by giving into claims. If parents become fixated on the child, effective discipline or reasonable limit-setting is impossible. Becoming concerned that a child may not like me indicates that a child is actually the one in charge. Adults become fixated on making a child happy by trying to win affection through the use of purchase power.

I want it and I want it now

Children want instant gratification. The youngger they are, the greater the desire. The infant can not wait longer than absolutely necessary for food when he or she is hungry. Toddlers will throw a temper tantrum when they do not get what they want. If a parent consistently gives in to a child's demands, this behavior will continue to the extent that such children will always expect instant attention when they snap their fingers. They are spoiled in the sense that their inner souls are polluted with getting what they want, so they grow up to be boorish adults whom most of us go to great lengths to avoid.

The more the child's demands are met, the more persistent he or she will become. This child will come to believe that things create happiness. Parents teach this every time they give in. There is nothing wrong about wanting all the abundance the world has to offer. It is just that the antithesis of this is to look to money as an indication of love. There is no test for love. Love will always fail when tested because whatever expectation a person places on displays of love has nothing to do with the emotion. Love, when filled with expectations about how others should be, places judgment on them to express love to us as we expect them to. When this includes spending money or collecting gifts, we have come to define outer trappings as an indication of love. But love is warm and does not include cold, hard cash.

Children are particularly susceptible to the idea that whoever has the most toys wins. Some adults buy into that notice as well. Plenty of adults want nicer cars, bigger houses, fancier clothes. And it is rewarding to succeed. Earning what you want is satisfying. Being given what you want rarely ericits that same sense of accomplishment. Do not deprive your child of the opportunity to work toward his or her goals.

It is a fallacy that time is money. Making money takes time. How ironic that more of our time is consumed so that we can buy more stuff. Goodies can never make up for time and attention, and no amount of money can change that.

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Do not Talk With Your Mouth Full and Other First Date Tips

1.Don't be Late
Being late on your first date just shows disrespect. The other person probably had things they had to do, too, but they made it on time. Beside, your date may leave before you get there if you are not on time.

2.Don't be Boring
Who wants to be around someone who is boring. Your date could have just stayed home and watched their favorite TV show if you are not going to be interesting. Be a good listener and ask questions during your conversation to keep the discussion going. Reveal some things about yourself but do not tell your life story, either. A little mystery keeps things interesting.

3.Do Laugh at Their Jokes
Few things can make the other person feel more uncomfortable during a first date than telling a joke and not getting a laugh. Even if you have to force a fake laugh, try to make it sound genuine for the other person's sake.

4.Don't Talk about Your Exes.
If you hit it off with your date, there will be plenty of time to talk about the problems you have had with past relationships. However, you should save this conversation for some time in the future … the distant future. For now, just concentrate on getting to know the other person and allowing them to get to know you. Talking about your exes will just make things uncomfortable and you will sound like a negative person, which can be a major turnoff.

5.Don't Get Personal
Asking person questions is not par for the course on the first date. Do not ask about your date's bedroom habits or anything else that might be considered too personal for people who have just met. If things go well, you may be finding out those answers on a future date anyways.

6.Do Thank the Person for the Date
Whether you want to have a second date with the person or not, thank them for the date and say you had a nice time. If you do not plan on having a second date with the person, wish them the best of luck. However, do not say you will call them if you do not plan to. Just end it when the date is over.

7.Don't Get Ahead of Yourself
Talking about marriage and kids on the first date is the best way to make the other person bolt the other way once the date is over. Save those topics for the future when you actually know if this is "the one."

8.Do Control Your Alcohol
A sloppy drunk can put a damper on a good time. If you tend to get mean, aggressive, extra affectionate or if you just get a loose tongue when you have too much to drink, stay away from the alcohol on the first date to prevent embarrassing yourself.

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